Tired of the hassle of carrying cash or stopping at toll booths? Find out how to simplify your toll payments with a UPI payment app. This step-by-step guide will show you how to link your FASTag to your chosen UPI app, allowing for seamless and automatic toll deductions. Say goodbye to traffic congestion and enjoy a smoother driving experience.
But before we get to the setup process, let’s clarify what FASTag and UPI are:
FASTag
A sticker affixed to your vehicle’s windshield that enables automatic toll payment. It utilizes Radio Frequency Identification (RFID) technology to deduct toll charges directly from your linked bank account.
UPI (Unified Payments Interface)
A real-time payment system that allows you to transfer funds instantly using your smartphone. It’s a convenient and secure method for making payments.
Steps to Set Up a UPI Payment App for FASTag
Choose a Compatible UPI App
Several popular UPI apps offer FASTag linking functionality. Consider factors like user interface, features, and customer support when making your choice. Some popular options include:
- Google Pay
- PhonePe
- Paytm
- BHIM UPI
- Bajaj Finserv
Ensure the app you select supports FASTag linking and has a user-friendly interface.
Download and Install the App
- Visit your smartphone’s app store (Google Play Store for Android or Apple App Store for iOS).
- Search for the chosen UPI app and download it.
- Once downloaded, install the app on your device.
Create a UPI Account
- If you haven’t already, create a UPI account within the app.
- You’ll typically need to provide your mobile number, email address, and other personal details.
- Verify your account using the OTP (One-Time Password) sent to your registered mobile number.
Link Your Bank Account
- To use UPI for FASTag payments, you’ll need to link your bank account to the UPI app.
- Most apps allow you to link multiple bank accounts.
- Enter your bank details, including your IFSC code, account number, and account holder name.
- The app may require you to verify your account using an OTP or other security measures.
Create a UPI ID
A unique UPI ID will be generated for your account. This ID is used to make and receive payments.
Find and Link FASTag
- Open your UPI app and look for the “FASTag” or “Toll Payments” section. It might be located under “More” or “Services.”
- Tap on the FASTag option to proceed.
Enter FASTag Details
- You’ll be prompted to enter your FASTag account number or scan the QR code on your FASTag sticker.
- Ensure you enter the details correctly to avoid any issues.
Verify and Confirm
- The app will verify the FASTag details that have been entered.
- Review the information carefully before confirming the linking.
Add Funds (Optional)
- While some UPI apps allow you to link your FASTag directly to your bank account, others may require you to add funds to a virtual wallet within the app.
- If necessary, add funds to your UPI wallet using your linked bank account.
Using UPI for FASTag Payments
Once your FASTag is successfully linked, you won’t need to take any further action. When you pass through a toll gate equipped with FASTag readers, the toll charge will be automatically deducted from your linked bank account. You can view your transaction history and check your FASTag balance using the UPI app.
Additional Tips
Here are some additional tips to ensure the FASTag usage is seamless.
- Check for App Updates: Keep your UPI app updated to ensure compatibility and access to new features.
- Enable Auto-Recharge (Optional): Some apps allow you to set up auto-recharge for your FASTag wallet. This ensures that your wallet is always funded for toll payments.
- Review Terms and Conditions: Familiarize yourself with the terms and conditions of your UPI app and FASTag service provider to understand the fees, charges, and dispute resolution process.
- Contact Customer Support: If you encounter any issues or have questions, don’t hesitate to contact customer support for your UPI app or FASTag service provider.
Wrapping Up
By linking your FASTag to a UPI payment app, you can streamline your toll payments, saving time and reducing hassle. With a few simple steps, you’ll be able to enjoy the convenience of automatic toll deductions.
For a reliable and user-friendly FASTag mobile app, consider Bajaj Finserv. Their app offers a secure and convenient platform for managing your FASTag, making payments, and accessing other financial services.
